What does the Progressive Insurance Snapshot program entail?
What does the Progressive Insurance Snapshot program entail? Progressive’s Snapshot program is a good option if you want a personalized plan based on your driving habits. After you sign up, the insurer will track your driving behavior using the Snapshot app or a plug-in device for some time.
You can get a car insurance discount on your coverage based on how safe you are on the road.
However, there is a potential drawback: If Progressive finds out that you are a terrible driver, your rate may increase. This is in contrast to other usage-based plans, like State Farm’s Drive Safe & SaveTM, which doesn’t increase your rate no matter how poorly you drive.
According to Progressive Insurance Reviews, the Snapshot program helps many drivers get cheap rates. It can be especially helpful for people who don’t drive often or who don’t drive at night.
Does Progressive Insurance offer discounts?
Progressive Insurance offers a variety of discounts to help customers save money on vehicle insurance premiums:
- Multiple Policy Discount: By bundling auto insurance with additional policies, policyholders can save an average of 5% on premiums.
- Multiple Car Discount – An average of 4% discount for drivers who have more than one vehicle on their policy.
- Continuous Insurance: Customers who switch to Progressive insurance can save money based on how long you have consistently insured them with their previous insurer(s).
- Safe Driver Discount Snapshot: The app adjusts the policyholder’s rate based on their driving record.
- Teen Driver Discount: This discount helps offset some of the costs of adding a teen driver to the policy.
- Good student discount: By adding a full-time student with a B average or higher to their insurance, drivers can save an average of 10% on their premiums.
- Distant Student Discount: This insurance discount is especially for drivers who are full-time students; is 22 years old or younger and live more than 100 miles from home, as long as the student does not use a vehicle while at school.
- Homeowners receive almost a 10% discount even if they don’t insure their home through Progressive Insurance’s network of homeowners insurers.
- Online Quote Discount: Customers who quote their auto insurance online or have a professional representative complete their quote over the phone save an average of 7%.
- Discount for signing procedures online: For policyholders who sign their documents online.
- Paperless discount: for members who choose to receive their documentation by email instead of paper.
- Full Payment Discount – Available to policyholders who pay their policy in full upfront.
- Automatic Payment Discount: This discount offer applies to members who set up automatic payments from a checking account, credit card, or debit card.
